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MORTGAGE Assistance

Part of the Illinois Housing Development Authority program - have programs to both prevent foreclosure and for potential new homeowners needing assistance

Check out their website for options and instructions - 

For homeowners who are unemployed/underemployed:  https://www.ihda.org/my-home/saving-my-home/

For homeowners who pay on time but owe more than their home's value - https://www.ihda.org/my-home/irefi/

For potential new homeowners: https://www.ihda.org/my-home/buying-a-house/

And/or contact a FREE local area housing counselor - Housing counselors can help you understand your options if you are having trouble paying your mortgage. They can communicate with your mortgage lender or service on your behalf and help you find legal representation if necessary. Counselors can also help you create a budget to manage your expenses and possibly stay in your home.

32 South Broadway
Aurora, IL 60505
Phone: 630-906-9400
Languages: English
440 Quadrangle Dr. Suite C
Bolingbrook, IL 60440
Phone: 815-886-5000
Languages: English
2455 Glenwood Avenue
Joliet, IL 60435
Phone: 815-722-0722
Languages: English

Rental Housing Assistance

Part of the Will County Center for Community Concerns program:

Will County Center for Community Concerns, Inc.
304 N. Scott Street
Joliet, IL 60432


Renters more than 30 days delinquent in rent and with income levels below 125% of the poverty level may be eligible for up to $500 per year in benefits.  Applicants are required to take a certified renters class.

Daybreak Center

Daybreak Shelter operates 24-hours a day, 365 days a year and provides emergency housing, and supportive services including rent/mortgage assistance and assistance with utilities to individuals and families who are homeless. Some participants in the program are in need of short-term housing, as a result of a situational crisis. Others need support services as they work to reestablish permanent housing.

Homelessness prevention services are also provided to individuals and families who are at risk of losing their homes.

611 East Cass St.
Joliet, Il. 60432

Catholic Charities

Mission: Provide assistance in obtaining food, clothing, shelter and other essential help in emergency

203 North Ottawa St.
Joliet, Il. 60432

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